NOTE: I’m sorry I haven’t been able to keep up with reading everyone’s posts. I contracted food poisoning yesterday, and still have it today. I’ll do my best to read your posts, though, but if I don’t get to them, that’s why. Thanks for understanding!
If you have or know someone who has bipolar, there’s a good chance that you/they spend a lot of money on impulse buys and other things. You spend so much that all of your credit cards are maxed out, and you’re always broke. You get behind on paying bills and rent/mortgage. And your home is filled with stuff — just stuff — that has no real purpose or value because you bought them impulsively — they had a glimmer at the time that attracted you.
This happened to me. If I saw something I liked, I just had to have it, and would buy it, no matter the cost, as long as I could use one of my many credit cards. After a few years of this, the next thing I knew, my husband and I were facing bankruptcy. A sheriff showed up to our apartment to serve us papers that said we were being sued by the credit card companies. I was absolutely terrified to see a man in uniform and a gun belt at my door, and although he was nice, the whole idea of a sheriff and papers blew me away. I realized I had to turn my financial life around.
Fortunately, we didn’t have to file for bankruptcy, but the lawyer helped set up payment plans with all of our credit card companies. It took years to do, but eventually, they were all paid off. Ever since then, we pay for everything in cash (debit card). We have one credit card that we use for online purchases, and pay it off every month. It’s good that the credit line isn’t large.
Aaaaannnnndddddd . . . I’m happy to announce that we will finally own our home that we’ve been renting for the past 7 years — we close on the condo next week!
Are you or anyone you know a Bipolar Spender?